Patrick Langan , Dip. Fin. Serv.(Broking), QPIB, Oracle Group – AFS 363610, Authorised Representative No.1240016

The biggest issue and what you need to know about business insurance is …

… that when you need it most, some insurers are likely to fight you for every dollar of payout and you will only find this out when it is too late to change.

They will be looking for any inaccuracies or non-disclosures within the policy info you provided, that have the possibility to reduce their payout liability.

Coupled with the fact that the majority of written policy details are computer entered by assistants or junior staff, who are selected for their lowest cost per hour, and have limited or no insurance knowledge, experience, or data entry accuracy.

These workers are not paid to go back and correct their input errors, or highlight incomplete requirements and in many cases do not understand the ramifications of incorrect data.  They may even tick a box or enter incorrect data in order to complete the policy entry as quickly as possible to retain their job.

Many business owners are now facing an increasing trend in the rate of claim reductions, disputes and rejections, without being aware of the consequences of not checking, or having an alternate professional checking the policy details after it has been issued.

What is worse than losing everything you have worked many years to build ?

Having your claim for the capital to start again, rejected.

I will help reduce the possibility of this occurring and still fight to provide you with the lowest insurance premium for proper cover.

Your next steps are to contact me to review your current coverage, which I will provide on a no charge basis. Obviously terms and conditions will apply however basically I will provide exactly as stated.

No charge for the review and no obligation to obtain any insurance coverage from me.

So contact me now to have you coverage reviewed.